(CNN) -- The second Powerball ticket holder in last month's record jackpot has come forward to claim winnings worth nearly $200 million before taxes, the Arizona Lottery said Friday.
The winner, who has not been identified, is in his 30s, is married and lives in Fountain Hills, northeast of Phoenix, said Karen Bach, director of budget, communications and products at the Arizona Lottery. He and his wife relocated about a year ago from Pennsylvania and had played Powerball in Arizona only twice.
The $587.6 million jackpot from the November 28 drawing had a cash option of $384.7 million before taxes. The Arizona winner has opted to take cash, $192.5 million, before taxes.
On the day of the draw, "he handed the clerk a $20 bill and he said, 'I'd like 10 in Quick Pick Powerball tickets,'" she told reporters. "The retailer tried to encourage him to spend the entire 20 and he said, 'No, $10 is all I want to spend.' Clearly, that was enough."
He left his ticket overnight on the sun visor in his vehicle and retrieved it the next day, when he and his wife checked the numbers against those posted on the lottery website, she said.
"They checked the numbers over and over again and were just absolutely shocked," Bach said.
Since then, the couple has assembled a legal and financial team to guide them through the process and began meeting with them on Monday, going so far as to use a whiteboard to write down how they wanted to allocate their newfound assets, Bach said. Columns on the whiteboard included entries for financial, legal and "fun," she said.
The couple opted to claim the prize before the end of the year "because of concerns over the fiscal cliff in 2013," she said.
The winnings are to be awarded on about December 14, said Jeff Hatch-Miller, executive director of the Arizona Lottery. Hatch-Miller, who met Friday morning with the winner in a hotel suite in Scottsdale, said the winner likes what he does and has no immediate plans to change it.
"The winner said, 'You know, I like my job; I'd like to continue working my job,'" Hatch-Miller said. He described the man's work as "just a regular job, like yours or mine -- it's not a high-level job."
The winner's anonymity is not likely to last. A spokeswoman for the Arizona Lottery, Cindy Esquer, said it would release his name on Monday to news organizations that file Freedom of Information Act requests for it.
Two winners from Missouri claimed their half of the jackpot on November 30.
The prize is considered income by the IRS, meaning that the highest federal tax rate of 35% will apply. Each winner would therefore owe $67 million to the IRS, said Mark Luscombe, principal analyst at tax research firm CCH, in an interview last month.