"We'll have to look into using our savings account, whatever is there. We'll have to look about maybe putting off a mortgage payment," said U.S. Coast Guard Civilian Employee, Cindy Blythe.
In previous shutdowns, pay for service members was withheld until the shutdown was worked out.
Congress did agree on one thing, the President signed a bill into law that will mean members of the military will be paid throughout the shutdown.
The shutdown also means national parks and museums won't open for business until Congress can reach a deal on a budget.