Better budgeting in 2013 - KYTX CBS 19 Tyler Longview News Weather Sports

Better budgeting in 2013

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LONGVIEW/GREGG COUNTY (KYTX) - There's nothing quite like the start of a new year to give you a renewed sense of motivation to accomplish just about anything. Some like to use the power of this season by getting their family budget in shape for the new year. A little effort now could really pay off by the time we're saying hello to 2014.

"We need to be honest with ourselves on how we're spending our money, having a clear picture of that we can better set goals for ourselves."

Karen Partee is the Senior Vice President of Financial Literacy at Longview's Texas Bank & Trust. She said the easiest way to make changes involving your money is to create a spending plan, and stick to it.

"You take out on an adventure you always have a plan, so have a plan on what you want to use that money for in the future."

21-year-old Holly Newman says she's created a budget and follows it closely.

"What I'm going to spend for college, what I'm going to spend on bills and what I have left to spend."

That budget should include saving money too. 

 "The idea is that you just start, you start small and then you build on that."

Texas Bank & Trust says there are a few things you can do to help with budgeting:

  • Identify your goals
  • Find places to save
  • Search for big savings

"You'll have that money and even a little will help.

Texas Bank & Trust says it's never too late to take a seat, pull out that sheet of paper and start calculating what's important financially to you and your family's future.

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