Four risky places to use a debit card - KYTX CBS 19 Tyler Longview News Weather Sports

Four risky places to use a debit card

Posted: Updated:

TYLER (KYTX) - A warning to all debit card users. You could be giving thieves access to your checking account without even realizing it.

New information from Bankrate.Com com shows some places are riskier than others to swipe your card.

We carry plastic with us everywhere. Credit and debit cards are convenient alternatives to cash, but there's a key difference between them.

Credit cards are paid when the bill comes, but with debit cards, the money is taken out of your account almost immediately after a purchase.

Sheyna Steiner with Bankrate.Com says this creates an ideal opportunity for thieves.

"It can happen easily." she says. "I had my debit card information stolen once and didn't find out until I went to buy gas on a day trip, and you know, had to call my bank in a panic."

She says there are four risky places to swipe your debit card.

"Gas stations and outdoor ATMs can be particularly risky because thieves can attach skimming devices to the card slot of either the ATM or the gas station pump. And then, they can set up a camera to watch you inputting your personal identification number."

As a victim of identity theft- Ruby Sheehy says that's something she watches out for regularly.

"I'm real cautious where I use my card and I'm real cautious about the people I'm around and what's going on."

"Are there certain places where you won't use a credit card or debit card?"

"Yes."

"Which places?"

"Internet." says Sheehy.

"The Internet is particularly risky." says Steiner. "There's a lot of points of vulnerability in online transactions. You can have malware on your computer, the website you're dealing with could be compromised."

And lastly, restaurants.

"You have to give your card to somebody and they can easily write down your information." she says. 

Sheehy knows the consequences of that firsthand.

"I was raised in an era to where you could trust people. Nowadays, you can't." she says. 

Steiner recommends using cash or credit cards at these places instead to keep your money safer.

If you see fraudulent charges, you have to let the bank know within 48 hours to legally make sure your liability is capped at $50. You'll want to get on top of that as soon as possible. And, just remember to always keep an eye on your bank account.

  • Local NewsMore>>

  • Open Carry Texas begins Gregg County chapter, holds first march

    Open Carry Texas begins Gregg County chapter, holds first march

    Open Carry Texas begins Gregg County chapter, holds first march

    Sunday, April 20 2014 5:25 PM EDT2014-04-20 21:25:38 GMT
    LONGVIEW (KYTX) - Walking up and down one of the busiest stretches of road in Longview, Gregg County's Open Carry Texas Group held its first March and members openly carried rifles and shotguns aroundMore >>
    New group in Gregg County helps promote gun rights. More >>
  • Tyler Police searching for early morning robber

    Tyler Police searching for early morning robber

    Tyler Police searching for early morning robber

    Sunday, April 20 2014 9:08 AM EDT2014-04-20 13:08:37 GMT
    Tyler Police need your help finding an early morning robbery suspect. A woman says a robber tackled her to the ground and stole her purse. More >>
    Tyler Police need your help finding an early morning robbery suspect. A woman says a robber tackled her to the ground and stole her purse. More >>
  • Family remembers Fort Hood shooting victim with Illinois ties

    Family remembers Fort Hood shooting victim with Illinois ties

    Thursday, April 3 2014 10:35 PM EDT2014-04-04 02:35:25 GMT
    EFFINGHAM (WCIA)  -- One of the victims in a deadly shooting in Fort Hood went to school in central Illinois. Family members say 37-year-old Army Sergeant Tim Owens went to Southside Elementary in Effingham.  Owens'More >>
    One of the victims in a deadly shooting in Fort Hood went to school in central Illinois. Family members say 37-year-old Army Sergeant Tim Owens went to Southside Elementary in Effingham.More >>
Powered by WorldNow

CBS19, MYTX & KCEB
2211 ESE Loop 323
Tyler, TX 75701
Phone (903) 581-2211
Fax (903) 581-5769

Powered by WorldNow
All content © Copyright 2004 - 2014, WorldNow and KYTX, Owned and Operated by London Broadcasting Company.
All Rights Reserved. For more information on this site, please read our Privacy Policy and Terms of Service.